Find FHA Loan Specialists in La Verne, CA
Looking for a fha loan specialist in La Verne? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 7 fha loan specialists in La Verne, CA
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What Does a FHA Loan Specialist in La Verne Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus annual MIP of 0.45% to 1.05%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Third-party costs such as appraisal, title, and escrow fees add $2,000 to $5,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for La Verne, California?
FHA loan limits for La Verne in Los Angeles County are set by HUD and typically range from $498,257 for a single-family home to $958,350 for four-unit properties. Limits are updated annually based on local median home prices.
What credit score is needed for an FHA loan in La Verne?
FHA loans require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. California lenders may have additional overlays.
How long does the FHA loan process take in La Verne?
The FHA loan process typically takes 30 to 45 days from application to closing in La Verne. California law requires a three-day right of rescission for refinances, which adds time to the process.