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Find FHA Loan Specialists Near You in Larkspur, CA
Looking for a fha loan specialist in Larkspur? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Larkspur, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 fha loan specialists in Larkspur, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rob Spinosa at US Bank (NMLS #22343)
700 Larkspur Landing Cir, Larkspur, CA 94939
4153650737
All California Business Loan Agency
17 E Sir Francis Drake Blvd #200, Larkspur, CA 94939
4159255225
Marney Solle at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154548881
Coastal Agency
6 Drakes Cove Rd, Larkspur, CA 94939
8588004565
Karen Burrous at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
6288770221
Scott Hellar at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154643172
Pierre Masquelier at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4157178379
Mary Anne Daly at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4159685001
Judy Stern at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
5613351524
Timothy Wood at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154641374
U.S. Bank-Jason Osenton-Mortgage Branch Manager
700 Larkspur Landing Cir Suite 199, Larkspur, CA 94939
4152655550
All California Mortgage Inc
17 Sir Francis Drake Blvd, Larkspur, CA 94939
8003714545
Arthur Geier at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
7075398885
CrossCountry Mortgage, LLC
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4159259900
Nancy Goff at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4156093898
FHA loan specialists in Larkspur, California help home buyers and homeowners navigate FHA-insured mortgages. These loans are popular in Marin County due to lower down payment requirements and flexible credit guidelines. California law requires FHA loan specialists to be licensed by the Department of Financial Protection and Innovation.
What Does a FHA Loan Specialist in Larkspur Cost?
FHA loan specialist fees in California typically range from 1 to 2 percent of the loan amount. This includes origination fees and processing costs. Borrowers also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Larkspur do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure compliance with California lending laws and FHA guidelines. They also help with down payment assistance programs available in Marin County.
What are the FHA loan limits for Larkspur California?
For 2025, the FHA loan limit for a single-family home in Marin County is $1,149,825. This high limit reflects the area median home prices. Limits are set by the Department of Housing and Urban Development and updated annually.
How do I qualify for an FHA loan in California?
You need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. You must also have a debt-to-income ratio below 43 percent and meet California occupancy requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.