FHA Loan Specialists in Livermore, CA
Looking for a fha loan specialist in Livermore? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 13 fha loan specialists in Livermore, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Livermore Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount plus third-party costs like appraisal ($500 to $700) and credit report ($30 to $50). Total closing costs for an FHA loan in Livermore usually range from 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Livermore California?
For 2025 the FHA loan limit for a single-family home in Alameda County including Livermore is $1,209,750. This limit is higher than the standard FHA limit due to the high-cost area designation.
Do I need mortgage insurance for an FHA loan in California?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.15 and 0.75 percent depending on the loan term and loan-to-value ratio. California state law does not change these federal requirements.
Can I use an FHA loan for a condo in Livermore?
Yes but the condo complex must be on the FHA-approved list. In California many condos are not approved due to investor concentration limits. Your specialist can check the HUD database for Livermore complexes.