FHA Loan Specialists in Lompoc, CA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.

Showing 10 fha loan specialists in Lompoc, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

CoastHills Credit Union

1320 N H St, Lompoc, CA 93436

(805) 733-7600 coasthills.coop

Legacy Homes and Invesments

118 N H St, Lompoc, CA 93436

(805) 717-2160 legacyhomesandinvestments.com

CoastHills Credit Union

3880 Constellation Rd, Lompoc, CA 93436

(805) 733-7600 coasthills.coop

Leachman Home Loans

100 E Ocean Ave, Lompoc, CA 93436

(805) 735-8687 leachmanhomeloans.com

Bank of America Financial Center

1409 N H St STE 110, Lompoc, CA 93436

(805) 800-3002 locators.bankofamerica.com

Chase Home Lending

1508 N H St, Lompoc, CA 93436

(303) 244-4050 homelendingadvisor.chase.com

Homebridge Financial Services, Inc.

112 N H St Suite 114, Lompoc, CA 93436

(805) 246-7614

Jennifer CruzAgency

1201 E Ocean Ave, Lompoc, CA 93436

(805) 819-0821

Envoy Mortgage - Lompoc, CA

3775 Constellation Rd Suite 3, Lompoc, CA 93436

(805) 944-1812 envoymortgage.com

Main Stream Financial

1137 N H St M, Lompoc, CA 93436

(805) 735-8687

An FHA loan specialist in Lompoc California helps borrowers qualify for government backed mortgages with lower down payments. California law requires FHA loans to meet specific property standards and debt to income ratios. Lompoc residents often use FHA loans for home purchases in the local housing market.

What Does a FHA Loan Specialist in Lompoc Cost?

Typical costs for FHA loan specialist services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees can range from 500 to 1500 dollars. Appraisal costs are around 400 to 700 dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Lompoc?

An FHA loan specialist guides you through the FHA loan process including credit checks and property appraisals. They help you understand California specific requirements like the minimum 3.5 percent down payment. They also assist with documentation for FHA approved lenders.

Are FHA loans available for condos in Lompoc?

Yes FHA loans are available for condos in Lompoc but the condo complex must be on the FHA approved list. California law requires that the complex meets FHA guidelines for owner occupancy and financial stability. Your specialist can check if your desired condo is eligible.

FHA Loan Specialists in Other California Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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