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Browse fha loan specialists serving Long Beach, California. Contact information and addresses listed below.
20 agents listed
Updated June 2026
Long Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Long Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jack Skovgard, Mortgage Broker
3780 Kilroy Airport Way Suite 200, Long Beach, CA 90806
FHA loan specialists in Long Beach California help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Long Beach residents often use FHA loans to purchase homes in neighborhoods like Belmont Shore or Bixby Knolls with as little as 3.5 percent down.
What Does a FHA Loan Specialist in Long Beach Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.55 to 0.85 percent of the loan balance. Appraisal fees in Long Beach usually cost 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Long Beach do?
An FHA loan specialist guides borrowers through the FHA loan process from pre approval to closing. They help you understand FHA requirements including the 3.5 percent minimum down payment and the 580 minimum credit score for maximum financing. They also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Long Beach California?
For 2024 the FHA loan limit for a single family home in Los Angeles County including Long Beach is 1,149,825 dollars for high cost areas. Limits are adjusted annually by the Department of Housing and Urban Development. Borrowers seeking loans above this limit may need a jumbo or conventional loan.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if the property needs repairs to meet FHA standards.
Get matched with agents in Long Beach who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.