ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Madera, California. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Madera, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in Madera, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ZABE Mortgage Group
1609 Howard Rd, Madera, CA 93637
5596641930
Jose Sahagun-Loan Officer-Vault Mortgage
413 W Yosemite Ave Suite #106B, Madera, CA 93637
5593954861
Fairway Home Mortgage
1521 N Schnoor St Suite 102, Madera, CA 93637
5596916510
One Stop Shop Realty,Inc.
37042 Ave 12, Madera, CA 93636
5596451212
Robert Sandoval Nexa Mortgage llc
1125 Country Club Dr, Madera, CA 93638
5594173664
American Pacific Mortgage
1930 Howard Rd ste c, Madera, CA 93637
5596747669
Accurate Lenders Mortgage
25916 Avenue 17 # D, Madera, CA 93638
5596610661
Jose Rodriguez - Welcome Home Funding Loan Officer NMLS# 226250
1930 Howard Rd Ste C, Madera, CA 93637
5597189197
American Pacific Mortgage - NMLS#2385486
309 N I St Ste 101, Madera, CA 93637
5593343800
Mortgage, Bank of America
501 E Yosemite Ave, Madera, CA 93638
5595173376
L F Mortgage Co
501A N E St, Madera, CA 93638
5596616007
An FHA loan specialist in Madera, California can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. Madera homebuyers often use FHA loans for their lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring professional standards are met.
What Does a FHA Loan Specialist in Madera Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance. Closing costs generally range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees (around $500 to $700), and title insurance. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Madera?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA safety and appraisal standards. Borrowers must also have a valid Social Security number and lawful residency in the United States.
Are there California-specific FHA loan limits for Madera?
Yes, FHA loan limits vary by county. For Madera County in 2025, the standard FHA loan limit for a single-family home is typically around $498,257 for low-cost areas, but this can be higher for high-cost areas. Check with a specialist for current limits.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling, under review, and borrower document submission. California law requires a three-day right of rescission for refinances.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Madera who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.