Skip to main content

Find FHA Loan Specialists Near You in Mission Viejo, CA

Browse fha loan specialists serving Mission Viejo, California. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 fha loan specialists in Mission Viejo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
New American Funding - Mission Viejo, CA
25950 Acero STE 110, Mission Viejo, CA 92691
9497913598
Broadview Home Loans
23120 Alicia Pkwy Ste 228, Mission Viejo, CA 92692
9493063522
Rate Inc.
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9497022292
Guardian Capital
27285 Las Ramblas #220, Mission Viejo, CA 92691
8002155000
California Lending Group, Inc. | President and CEO Shawn M. Brown
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9495001289
Brendan Delahooke Home Loans
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9492575434
Rate
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9493597129
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
South Coast Funding Group
26381 Crown Valley Pkwy STE 220, Mission Viejo, CA 92691
9493671317
Home Financing Inc
26111 Marguerite Pkwy A, Mission Viejo, CA 92692
8883351434

FHA loan specialists in Mission Viejo help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. In California, FHA loans are subject to state-specific limits, with the 2024 loan ceiling for Orange County set at $1,149,825 for single-family homes. These specialists guide clients through California disclosure laws and appraisal standards required by the Department of Housing and Urban Development.

What Does a FHA Loan Specialist in Mission Viejo Cost?

Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Origination fees vary by lender but usually fall between 0.5 and 1.5 percent of the loan. Appraisal fees in Mission Viejo average 500 to 700 dollars. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Mission Viejo in 2024?
For Orange County, the 2024 FHA loan limit for a single-family home is $1,149,825. This amount applies to Mission Viejo and is adjusted annually based on median home prices in the area.
Do I need a specific license to be an FHA loan specialist in California?
Yes, loan specialists must hold a California Mortgage Loan Originator license issued by the Department of Financial Protection and Innovation. They must also complete annual continuing education on federal and state lending laws.