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Looking for a fha loan specialist in Murrieta? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Murrieta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Murrieta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vault Financial - Mortgage Services
24910 Las Brisas Rd #119, Murrieta, CA 92562
9512086933
Silvertrust Funding
29970 Technology Dr STE 202, Murrieta, CA 92563
9516777622
The Hakes Team at GEM Mortgage - Your Home Town Lender
FHA loan specialists in Murrieta, California help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Murrieta residents often use FHA loans to purchase homes in Riverside County, where median home prices influence loan limits and eligibility.
What Does a FHA Loan Specialist in Murrieta Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Murrieta range from 2% to 5% of the purchase price, including lender fees, appraisal fees (around $500 to $700), and title insurance. Borrowers also pay for a home inspection, typically $300 to $500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Murrieta in 2025?
For 2025, the FHA loan limit for a single-family home in Riverside County, including Murrieta, is $530,150 for standard loans. Higher limits may apply in high-cost areas, but Murrieta falls under the standard county limit.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. California lenders may impose their own overlays, so requirements can vary.
How long does the FHA loan process take in Murrieta?
The FHA loan process in California usually takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards or if appraisal issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.