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Directory of fha loan specialists in Napa, California. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Napa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Napa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solcosta Home Loans
1030 Seminary St Suite A2, Napa, CA 94559
7072667141
Custom Lending Group
1300 1st St Suite 368, Napa, CA 94559
7072522700
Hilda Hensley-Hensley Mortgage Group
1775 Lincoln Ave, Napa, CA 94558
7072548891
Mortgage Solutions, Inc
1775 Lincoln Ave, Napa, CA 94559
7072595272
Shamrock Mortgage Solutions Sean Marek
1832 Soscol Ave #111, Napa, CA 94559
7073328352
Legacy Mortgage Capital powered by AHL - Stacey Larson, Senior Loan Officer
1878 El Centro Ave, Napa, CA 94558
7072874414
Reina Perkins at Rate (NMLS #856071)
5 Financial Plaza Suite 104, Napa, CA 94558
7073183774
Edith Guitron at Rate
5 Financial Plaza suite 104, Napa, CA 94558
7073635782
Judy Bickell at Guaranteed Rate
5 Financial Plaza Ste 104, Napa, CA 94558
7074922497
Linda Zaiss at Rate (NMLS #8991)
1455 1st St Suite 216 Office #4, Napa, CA 94559
9259180007
American Financial
1300 1st St Suite 368, Napa, CA 94558
7072580271
Napa Mortgage
1290 Jefferson St Unit D, Napa, CA 94559
7072296272
Araceli Morales at Rate (NMLS #459486)
5 Financial Plaza Suite 104, Napa, CA 94558
7075599715
Napa Valley Lending
5230 Country Ln, Napa, CA 94558
7072267550
Jan Wamsley at Rate (NMLS #337651)
5 Financial Plaza Suite 104, Napa, CA 94558
7077655917
Kelly Hagler
5 Financial Plaza Suite 227, Napa, CA 94558
7073087573
Martha PedrozaRamos
5 Financial Plaza Suite 227, Napa, CA 94558
7072652244
CMG Home Loans
5 Financial Plaza # 119, Napa, CA 94558
9254051150
Rate
5 Financial Plaza Suite 104, Napa, CA 94558
7074921122
FHA loan specialists in Napa, California help homebuyers secure government backed mortgages with lower down payments. These loans are popular in Napa due to the high cost of local real estate. Specialists guide clients through California specific requirements such as state mandated disclosures and loan limits that vary by county.
What Does a FHA Loan Specialist in Napa Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount, plus appraisal and credit report fees. Upfront mortgage insurance premium is 1.75 percent of the loan, and annual MIP ranges from 0.45 to 1.05 percent. Total closing costs in Napa usually range from 3 to 6 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Napa do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property details to ensure you meet FHA and California lending standards. They also explain local Napa housing market conditions and loan limits.
What are the FHA loan limits for Napa County in 2025?
For 2025, the FHA loan limit for a single family home in Napa County is $1,149,825 for high cost areas. This limit is set by the Department of Housing and Urban Development and applies to most standard FHA loans in the region.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.