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Directory of fha loan specialists in Nevada City, California. Verify credentials with the state state mortgage licensing authority before hiring.
2 agents listed
Updated June 2026
Nevada City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 fha loan specialists in Nevada City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Solano at Clearview Home Lending, Inc.
200 Providence Mine Rd Suite 208, Nevada City, CA 95959
An FHA loan specialist in Nevada City, California can help you navigate the Federal Housing Administration loan process. California law requires lenders to provide specific disclosures, including the California Residential Mortgage Lending Act guidelines. Local specialists understand the unique housing market in Nevada County and can assist with FHA loan limits that apply to the area.
What Does a FHA Loan Specialist in Nevada City Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Origination fees usually range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in Nevada City average $500 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Nevada City California?
For 2024, the FHA loan limit for a single-family home in Nevada County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in California. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in California?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays requiring higher scores.
Are there California-specific requirements for FHA loans?
Yes, California requires all FHA loans to include a Homeowners Exemption filing for property tax purposes. Also, California Civil Code Section 2948.5 mandates that lenders provide a Good Faith Estimate within three business days of application. These rules protect borrowers in the state.
Get matched with agents in Nevada City who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.