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Looking for a fha loan specialist in Palm Desert? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First West Financial Corporation
74967 Sheryl Ave, Palm Desert, CA 92260
7604886482
Franklin Loan Center
44-800 Village Ct, Palm Desert, CA 92260
7607798100
Vanmar Lending
77824 Wildcat Dr, Palm Desert, CA 92211
7602004620
Kneuer Mortgage Services
77564 Country Club Dr Bldg B Ste #310, Palm Desert, CA 92211
7609898997
Infinity Home Loans Group: Tashara Turpin NMLS #331823
77770 Country Club Dr ste a, Palm Desert, CA 92211
7608345394
Guaranteed Rate Palm Desert
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7607959426
Lori Gray - Guaranteed Rate NMLS #256641
74-710 CA-111 Suite 102 Offices 132 & 142, Palm Desert, CA 92260
7602180515
Brian Ida, Mortgage Broker, NMLS 582923
74967 Sheryl Ave, Palm Desert, CA 92260
7605823111
LBL Mortgage
74794 42nd Ave ste 7, Palm Desert, CA 92260
5622944800
Veronica Lopez, NMLS#1693636
41865 Boardwalk #209, Palm Desert, CA 92211
7605011073
Avi Lasman - Pacific Lending
73-725 El Paseo Suite C24, Palm Desert, CA 92260
7602759000
Dawn Tiszai Mortgage
44800 Village Ct, Palm Desert, CA 92260
7605784392
Robert Schwartz at Rate (NMLS #337248)
44651 Village Ct STE 114, Palm Desert, CA 92260
6612007042
Ryan A. Gray at Guaranteed Rate Affinity (NMLS #248108)
72605 CA-111 ste b-1, Palm Desert, CA 92260
9513562177
Boiko Mortgage Company
Mailing address, 42215 Washington St A 420, Palm Desert, CA 92211
7603409449
Pacific Mortgage Exchange, Inc.
73241 CA-111 #1a, Palm Desert, CA 92260
7607795556
Bidi Chapa, Movement Mortgage
78000 Fred Waring Dr #205, Palm Desert, CA 92211
7605015217
Michelle Gomez at Rate (NMLS #1263496)
44651 Village Ct STE 114, Palm Desert, CA 92260
7607765560
Home Loans By Claudia
74967 Sheryl Ave, Palm Desert, CA 92260
7602753281
An FHA loan specialist in Palm Desert, California helps homebuyers navigate FHA-insured mortgages, which are popular in the Coachella Valley due to lower down payment requirements. California law requires FHA loan specialists to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. Local specialists understand Palm Desert property values and HOA rules that can affect loan approval.
What Does a FHA Loan Specialist in Palm Desert Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. In Palm Desert, appraisal fees usually cost between $500 and $700. These costs vary by lender and borrower credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Palm Desert California?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. California law also mandates that the property must meet FHA safety and livability standards, which a local appraiser in Palm Desert will verify.
How do I find a licensed FHA loan specialist in Palm Desert?
You can search the Nationwide Multistate Licensing System database for licensed mortgage loan originators in California. Look for specialists who have experience with FHA loans in Palm Desert and understand local market conditions.
What is the FHA loan limit for Palm Desert California in 2025?
For 2025, the FHA loan limit for Riverside County, which includes Palm Desert, is approximately $530,000 for a single-family home. Higher limits may apply for duplexes or triplexes. These limits are set by the Federal Housing Administration and updated annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.