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Looking for a fha loan specialist in Paso Robles? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Paso Robles, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Paso Robles, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Zoe Raithel at Certainty Home Lending (NMLS #894102)
1925 Spring St Suite A, Paso Robles, CA 93446
8054008585
Simple Lending & Realty Inc.
1244 Pine St # 217, Paso Robles, CA 93446
8055400115
Pacific Trust Mortgage - Paso Robles
725 Creston Rd Suite A, Paso Robles, CA 93446
8055914795
Ken Neate CrossCountry Mortgage
612 12th St STE 201, Paso Robles, CA 93446
9259631015
KD Capital Mortgage Corporation
1305 Vine St, Paso Robles, CA 93446
8052265550
Marc Coons
806 9th St #2a, Paso Robles, CA 93446
8057128040
Infinity Mortgage
1229 Vine St, Paso Robles, CA 93446
8055917119
John Samsky III, Loan Officer
1305 Vine St, Paso Robles, CA 93446
8056102444
Mason Mortgage Services, Inc.
945 Spring St Suite 3, Paso Robles, CA 93446
8052215760
Central Coast Lending
806 9th St # 1A, Paso Robles, CA 93446
8055435626
Steve Allen - Connect Home Loans
2727 Buena Vista Dr #109, Paso Robles, CA 93446
8056746608
Straight Line Mortgage
404 Cool Valley Dr, Paso Robles, CA 93446
8058011032
Kyle Davis - Pacific Trust Mortgage
1232 Park St #301, Paso Robles, CA 93446
8054348420
Cova Lending
945 Spring St STE 9, Paso Robles, CA 93446
8056106194
Shawna Rau MORTGAGE LOAN OFFICER
1925 Spring St Suite A, Paso Robles, CA 93446
8057124122
Christopher Austin - Mortgage Lender
935 Riverside Ave STE 6, Paso Robles, CA 93446
8058060088
What Does a FHA Loan Specialist in Paso Robles Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount and third-party fees for appraisal and credit report. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Total closing costs in Paso Robles usually fall between $8,000 and $15,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Paso Robles do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you understand California specific requirements like property condition standards and loan limits. Specialists also assist with documentation for self-employed borrowers or those with past credit issues.
What are the FHA loan limits for Paso Robles California?
For 2025 the FHA loan limit for a single-family home in San Luis Obispo County including Paso Robles is $1,149,825. This high limit reflects the area's median home prices. Limits are set by HUD and updated annually.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have overlays requiring higher scores.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.