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Find FHA Loan Specialists in Pittsburg, CA

Browse fha loan specialists serving Pittsburg, California. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Pittsburg, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 fha loan specialists in Pittsburg, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Homes and Loans
315 E Leland Rd, Pittsburg, CA 94565
(925) 289-8118 totalhomesandloans.com
All Seasons Real Estate, Loans & Tax
3128 Harbor St, Pittsburg, CA 94565
(925) 427-2303 allseasonsrealestateloansandta.godaddysites.com

An FHA loan specialist in Pittsburg, California helps homebuyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Pittsburg Cost?

FHA loan specialist fees in California typically include an origination fee of 0.5 to 1.5 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount, and annual MIP ranges from 0.55 to 0.85 percent. Appraisal fees in Pittsburg usually cost between $500 and $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Pittsburg?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there FHA loan limits in Pittsburg California?
Yes, FHA loan limits vary by county. For Contra Costa County in 2025, the FHA loan limit for a single-family home is typically around $1,149,825 for high-cost areas. These limits are updated annually by the Department of Housing and Urban Development.
What documents do I need for an FHA loan application in Pittsburg?
You will need recent pay stubs, W-2 forms, tax returns from the last two years, bank statements, and a valid photo ID. Self-employed borrowers may also need profit and loss statements. The specialist will guide you through the full list.

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