Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 fha loan specialists in Porterville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
5599202904
Self-Help Federal Credit Union
182 N Main St, Porterville, CA 93257
5594757080
Mike Garay at Rate (NMLS #249941)
1055 W Morton Ave Suite D, Porterville, CA 93257
5593610294
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
5597910500
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
5597910500
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
5597842265
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597842080
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
5593616930
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
4089184129
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
5593335575
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
5595608299
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
Joe Fernandez at Rate (NMLS #260746)
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597915979
What Does a FHA Loan Specialist in Porterville Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal credit report and title services. Closing costs in Porterville generally range from 2 to 5 percent of the purchase price. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Porterville?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays requiring higher scores.
What are the FHA loan limits for Porterville California?
FHA loan limits for Tulare County in 2025 are set by the Department of Housing and Urban Development. The standard limit for a single-family home is approximately $498,257. High-cost area limits may apply if the property is in a designated expensive market.
Do FHA loans require mortgage insurance in California?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums also apply and vary based on loan term and down payment. This insurance protects the lender if the borrower defaults.