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Compare FHA Loan Specialists in Rancho Cucamonga, CA
Compare fha loan specialists in Rancho Cucamonga. Review contact information and insurance categorys before you decide.
20 agents listed
Updated June 2026
Rancho Cucamonga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Rancho Cucamonga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Rancho Cucamonga can help you navigate the Federal Housing Administration loan process. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist who understands San Bernardino County property values and California escrow timelines can streamline your home purchase or refinance.
What Does a FHA Loan Specialist in Rancho Cucamonga Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 1.05 percent. Closing costs in Rancho Cucamonga usually range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Rancho Cucamonga?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender.
Are there California-specific FHA loan limits for Rancho Cucamonga?
Yes. For 2024 the FHA loan limit for a single-family home in San Bernardino County is $498,257 for low-cost areas. Higher limits apply for multi-unit properties. Check with a specialist for current limits.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances. Delays can occur due to appraisal or underwriting issues.
Get matched with agents in Rancho Cucamonga who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.