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Compare fha loan specialists in Rancho Mirage. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Rancho Mirage, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Rancho Mirage, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEXA Mortgage, Steve Dominguez
41-750 Rancho Las Palmas Dr Ste K-2, Rancho Mirage, CA 92270
7607743518
Sarrah DavenportGonzalez
2 Whispering Wind Ct, Rancho Mirage, CA 92270
9092544456
Primary Residential Mortgage, Inc.
69844 CA-111 g, Rancho Mirage, CA 92270
7605655532
An FHA loan specialist in Rancho Mirage helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have more flexible credit requirements than conventional loans. In California, FHA loans must comply with state specific disclosure laws and the California Residential Mortgage Lending Act.
What Does a FHA Loan Specialist in Rancho Mirage Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in the Rancho Mirage area usually cost 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rancho Mirage?
An FHA loan specialist guides borrowers through the FHA loan process. They help with pre approval document collection and loan application. They also explain California specific escrow requirements and property appraisal rules.
What are the credit score requirements for an FHA loan in California?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays so requirements can vary.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.