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Find FHA Loan Specialists Near You in San Bernardino, CA
Browse fha loan specialists serving San Bernardino, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
San Bernardino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in San Bernardino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Celer Mortgage inc.
2086 S E St Suite 201, San Bernardino, CA 92408
9097632424
Jesse Magana - Mortgage Broker
2086 S E St Suite 201, San Bernardino, CA 92408
9095438188
Arrowhead Mortgage
225 W Hospitality Ln #201f, San Bernardino, CA 92408
8887773556
Noble Mortgage
1881 Commercenter E suite 138, San Bernardino, CA 92408
7143959354
Roxana Rodriguez - Chase Home Lending Advisor - NMLS ID 459665
330 N D St, San Bernardino, CA 92401
9094861432
Available Home Loans
688 N Arrowhead Ave #204, San Bernardino, CA 92401
9093830813
Affordable Home Loans Inc.
370 W 6th St #110, San Bernardino, CA 92401
9098897303
An FHA loan specialist in San Bernardino California helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in the Inland Empire due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in San Bernardino Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium (MIP) is 1.75 percent of the loan amount and can be financed into the loan. Annual MIP ranges from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Appraisal fees in San Bernardino average $500 to $700. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for San Bernardino County in 2025?
For 2025 the FHA loan limit for a single-family home in San Bernardino County is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in California?
The minimum credit score for an FHA loan is 500 with a 10 percent down payment. Borrowers with a score of 580 or higher may qualify for a 3.5 percent down payment. Individual lenders in California may set higher requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.