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Find FHA Loan Specialists in San Juan Capistrano, CA
Directory of fha loan specialists in San Juan Capistrano, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in San Juan Capistrano, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mares Mortgage
32172 Camino Capistrano Suite A, San Juan Capistrano, CA 92675
9497027208
RSI Financial Services
31726 Rancho Viejo Rd # 204, San Juan Capistrano, CA 92675
9495082004
JJ Mazzo - CrossCountry Mortgage
31351 Rancho Viejo Rd, San Juan Capistrano, CA 92675
8772379694
Jale Goztepe: Mortgage Broker
31351 Rancho Viejo Rd Suite 201, 202, 203, 207, San Juan Capistrano, CA 92675
9492948076
Gregory Mull at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8772379696
PRMG - Corissa Dailey
31815 Camino Capistrano # 32, San Juan Capistrano, CA 92675
9492804410
Linear Home Loans Inc.
30220 Rancho Viejo Rd suite e, San Juan Capistrano, CA 92675
8009673020
Brad Evans at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8773236803
CrossCountry Mortgage, LLC
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
9492750574
First California Financial Mortgage Lender
30531 Via Ventana, San Juan Capistrano, CA 92675
9494211000
loanDepot
30448 Rancho Viejo Rd #250, San Juan Capistrano, CA 92675
9497993050
FHA loan specialists in San Juan Capistrano help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Specialists in this area understand Orange County property values and local market conditions.
What Does a FHA Loan Specialist in San Juan Capistrano Cost?
FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.15 to 0.75 percent depending on loan terms. Typical closing costs range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and lender origination fees. Costs vary by lender, loan amount, and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for San Juan Capistrano in 2025?
For 2025, the FHA loan limit for a single-family home in Orange County is $1,209,750. This high-cost area limit applies because of elevated property values in San Juan Capistrano. Borrowers should confirm current limits with their specialist as they can change annually.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlay requirements above the FHA minimum.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.