Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dawn Flori NMLS# 2348631 | The Kelly Marsh Team at Cornerstone Home Lending
1828 State St, Santa Barbara, CA 93101
(805) 563-1100
houseloan.com
Austin Lampson at OriginPoint NMLS 2185899
1525 State St #104, Santa Barbara, CA 93101
(805) 869-7100
austinlampson.com
Susan Bonanno - Mortgage Advisor
5290 Overpass Rd STE 123, Santa Barbara, CA 93111
(805) 252-6324
susanbonanno.com
Vicky Reese - TIME Lending Mortgage Broker
3820 State St D, Santa Barbara, CA 93105
(805) 886-4052
loansthatbringyouhome.net
Ranch & Coast Mortgage Group, Inc.
1117 State St, Santa Barbara, CA 93101
(805) 448-6932
rcmloan.com
Guy Rivera - Branch Manager - Your Guy in the Mortgage Industry
1736 State St, Santa Barbara, CA 93101
(805) 452-3804
guyrivera.allwestern.com
Michele Herrera at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
(805) 770-5517
ccm.com
Jeff Bochsler at Rate (NMLS #770636)
1165 Coast Village Rd C, Santa Barbara, CA 93108
(805) 290-1828
rate.com
Leah Gaona at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
(805) 770-5502
ccm.com
Matt Genovese - MG Lending
1114 State St # 237, Santa Barbara, CA 93101
(805) 886-0878
mglendingsb.com
Diana MacFarlane - Mortgage Lender
606 Calle De Los Amigos, Santa Barbara, CA 93105
(805) 886-8269
dianamacfarlane.com
Christian Menard at Rate (NMLS #1470201)
1165 Coast Village Rd C, Santa Barbara, CA 93108
(805) 868-5116
rate.com
Valerie Gonzales at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
(805) 550-4325
valeriegonzales.com
Dan Marchiando at Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
(805) 886-0581
yourbestinterest.net
Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
(805) 899-1390
paragonmortgagegroup.com
Jennifer Ellison - RPM Mortgage Santa Barbara
319 E Carrillo St #100, Santa Barbara, CA 93101
(805) 452-1838
rpm-mtg.com
Bromi Krock at Rate (NMLS #254423)
1165 Coast Village Rd C, Santa Barbara, CA 93108
(805) 456-5796
rate.com
McAdams Financial Services
217 E Anapamu St, Santa Barbara, CA 93101
(805) 963-1496
mcadamsfinancial.com
The Dream Team @ Movement Mortgage
222 E Carrillo St Suite 107, Santa Barbara, CA 93101
(805) 886-8318
thedreamteam.neohomeloans.com
What Does a FHA Loan Specialist in Santa Barbara Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Santa Barbara usually total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Santa Barbara do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval documentation and closing. They ensure the loan meets FHA guidelines and California specific requirements such as property appraisal standards.
What are the FHA loan limits for Santa Barbara California?
For 2025 the FHA loan limit for a single family home in Santa Barbara County is $1,209,750. This higher limit reflects the area high cost of housing. Limits are adjusted annually by the Department of Housing and Urban Development.
FHA Loan Specialists in Other California Cities
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