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Find FHA Loan Specialists in Shingle Springs, CA

Compare fha loan specialists in Shingle Springs. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Shingle Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Shingle Springs, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jennifer Zweck
4060 Mother Lode Dr, Shingle Springs, CA 95682
5306772460
Guild Mortgage - Robin Davis
4060 Mother Lode Dr, Shingle Springs, CA 95682
9169320270
Guild Mortgage Company
4060 Mother Lode Dr, Shingle Springs, CA 95682
5306772460

An FHA loan specialist in Shingle Springs, California can guide you through the process of obtaining a government-backed mortgage. California has specific rules about FHA loan limits and down payment assistance programs that vary by county. These specialists help you understand eligibility, credit requirements, and the unique steps needed for homebuyers in El Dorado County.

What Does a FHA Loan Specialist in Shingle Springs Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Shingle Springs usually range from 2 to 5 percent of the purchase price. Lender fees may vary between 500 and 1,500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Shingle Springs do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property details to ensure you meet FHA guidelines. They also explain California specific rules such as loan limits for El Dorado County.
Are there California specific FHA loan requirements?
Yes, California has its own FHA loan limits which are updated annually. For Shingle Springs in El Dorado County, the 2024 FHA loan limit for a single family home is $1,149,825. Specialists also help with California down payment assistance programs like CalHFA.
How do I choose an FHA loan specialist in Shingle Springs?
Look for a specialist who is licensed in California and has experience with FHA loans. You can check their license through the California Department of Financial Protection and Innovation. Ask about their knowledge of local programs and their process for pre approval.