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Find FHA Loan Specialists Near You in Simi Valley, CA
Directory of fha loan specialists in Simi Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifund Home Loans
2655 First St Suite 250, Simi Valley, CA 93065
8052961470
Alameda Mortgage Corp. Mike Fisher
2775 Tapo St STE 203, Simi Valley, CA 93063
8008015626
Mark & Darci Richardson / Richardson Lending
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8053042900
The Mortgage Gurus
1720 E Los Angeles Ave F, Simi Valley, CA 93065
3107733381
VALOR HOME FINANCE Inc.
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8057788323
The Money Store
2655 First St #135, Simi Valley, CA 93065
8055598104
CSMC Mortgage
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8052127710
Jerry Avila, Mortgage Broker NMLS #1674069
2655 First St UNIT 220, Simi Valley, CA 93065
8058147506
Nick Sherman at CrossCountry Mortgage
2655 First St Suite 250 Office 2, Simi Valley, CA 93065
8052177503
Nadine Hatcher at Greenback Funding
2139 Tapo St #115, Simi Valley, CA 93063
8059905054
Jeremy Kuhle - The Mortgage Guru's
1720 E Los Angeles Ave F, Simi Valley, CA 93065
8055519719
MRES Home Loans
3695 Alamo St #203, Simi Valley, CA 93063
8058765626
Alex Ramirez | VA Home Loan Pro NMLS# 450556
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8058573708
Greenback Funding
2655 First St Suite 250, Simi Valley, CA 93065
8055829400
Happy Investments Inc Simi Valley Ca
1792 Erringer Rd #1012c, Simi Valley, CA 93065
8052063525
Acadia Financial
2986 Avenida Simi, Simi Valley, CA 93063
8055516942
FHA loan specialists in Simi Valley help homebuyers access government-backed mortgages with lower down payments. California law requires FHA lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Simi Valley residents often use FHA loans to purchase homes in Ventura County where median prices are high.
What Does a FHA Loan Specialist in Simi Valley Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount and third-party fees such as appraisal $500 to $700 and credit report $30 to $50. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in California?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP.
How do I find a qualified FHA loan specialist in Simi Valley?
Look for loan officers with an active California Department of Real Estate license or NMLS number. Check their experience with FHA loans and ask about their knowledge of Ventura County property values.
Are there California-specific limits for FHA loans in Simi Valley?
Yes. For 2025 the FHA loan limit for a single-family home in Ventura County is $1,149,825. This limit is set by HUD and adjusted annually based on local median home prices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.