FHA Loan Specialists in Temecula, CA
Compare fha loan specialists in Temecula. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 16 fha loan specialists in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Temecula Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal title and escrow fees vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Temecula do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and underwriting. They help you understand California specific rules such as property appraisal standards and occupancy requirements.
What are the FHA loan limits for Temecula California?
For 2024 the FHA loan limit for a single family home in Riverside County which includes Temecula is $498,257. Higher limits apply for duplex triplex and four unit properties.
Do I need a certain credit score for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you need a 10 percent down payment.