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Directory of fha loan specialists in Truckee, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Truckee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Truckee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans with Vic & Jen
12277 Soaring Way #107, Truckee, CA 96161
5305829992
Guild Mortgage - Katie Rice
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Guild Mortgage - Chelsy Delia
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Academy Mortgage
12242 Business Park Dr suite 2, Truckee, CA 96161
5307631326
Guild Mortgage Company
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Sierra Mountain Mortgage Inc
10098 Jibboom St # 201, Truckee, CA 96161
5305873277
Finance of America Mortgage LLC
11500 Donner Pass Rd, Truckee, CA 96161
9167891688
Summit Mortgage
10095 Dorchester Dr STE F, Truckee, CA 96161
5305826950
Sierra Pacific Mortgage
10075 W River St # 203, Truckee, CA 96161
9168506014
An FHA loan specialist in Truckee California helps homebuyers navigate Federal Housing Administration loans. These loans are popular in the Truckee area due to lower down payment requirements and flexible credit guidelines. California law requires FHA loan specialists to be licensed by the Department of Financial Protection and Innovation and follow state disclosure rules.
What Does a FHA Loan Specialist in Truckee Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees can range from 1,000 to 3,000 dollars. Appraisal costs in Truckee average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Truckee do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help verify that the property meets FHA minimum property standards and that the borrower qualifies under California income limits.
Are there specific California rules for FHA loans in Truckee?
Yes California requires FHA loan specialists to provide a Loan Estimate within three business days of application. California also mandates a three day right of rescission for refinances. Truckee properties must meet FHA flood zone requirements if located in a Special Flood Hazard Area.
How do I choose an FHA loan specialist in Truckee?
Look for a specialist who is licensed with the Nationwide Multistate Licensing System and has experience with Truckee area properties. Check their history with the California Department of Financial Protection and Innovation. Ask about their familiarity with local appraisal and inspection requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.