Find FHA Loan Specialists Near You in Visalia, CA
Directory of fha loan specialists in Visalia, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 fha loan specialists in Visalia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Visalia Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third party fees for appraisal and credit report. For a $300,000 home in Visalia, total closing costs often range from $9,000 to $12,000. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance is 0.55% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Visalia do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help you understand California specific disclosures required by the California Department of Real Estate.
What are the FHA loan limits for Visalia in 2025?
For 2025, the FHA loan limit for a single-family home in Tulare County is $498,257. This limit applies to most areas in Visalia and is set by the U.S. Department of Housing and Urban Development based on local median home prices.
Can I use an FHA loan for a fixer-upper in Visalia?
Yes, you can use an FHA 203(k) loan for a fixer-upper in Visalia. This loan allows you to finance both the purchase and renovation costs. California requires that all contractors on 203(k) projects be licensed with the California Contractors State License Board.