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Find FHA Loan Specialists Near You in Whittier, CA
Compare fha loan specialists in Whittier. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Whittier, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 fha loan specialists in Whittier, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Encore Mortgage
15111 Whittier Blvd #101-B, Whittier, CA 90603
5623370000
Freedom Choice Lending
13006 Philadelphia St Ste 310, Whittier, CA 90601
8665876927
Abby Ayala Mortgage Lender
11801 Beverly Blvd, Whittier, CA 90601
5627436454
Liberty Bridge Financial
16224 Whittier Blvd, Whittier, CA 90603
5624470512
Lending Enterprise
12501 Philadelphia St, Whittier, CA 90601
5626391690
The American Lenders
16181 Whittier Blvd, Whittier, CA 90603
3239978892
John A Garcia | Loan Officer | NMLS 2118073
13128 Philadelphia St, Whittier, CA 90601
5622917090
Legacy Capital Funding
7915 Painter Ave, Whittier, CA 90602
5623601985
GW Private Capital - Los Angeles Hard Money Lender
15820 Whittier Blvd Suite E, Whittier, CA 90603
7147471912
Elizabeth Montes/ERES Mortgage
6519 Greenleaf Ave, Whittier, CA 90601
5624645626
Nationwide Home Loans
16211 Whittier Blvd, Whittier, CA 90603
5626935048
Allianze Mortgage Services | Mortgage Lender FHA VA Down Payment Assistance
15820 Whittier Blvd Ste. G, Whittier, CA 90603
5624641480
Carla Moreno Home Loan Specialist
7007 Washington Ave Ofc 320, Whittier, CA 90602
5622546951
Prominent 1 Financial Group, Inc.
13112 Hadley St Suite 101, Whittier, CA 90601
5622735213
Daniel Carrillo
15111 Whittier Blvd #220, Whittier, CA 90603
5624490000
Heartland Mortgage, Inc
14758 Whittier Blvd b, Whittier, CA 90605
5623186965
Southern California Home Loans
14522 Whittier Blvd, Whittier, CA 90605
5626980074
1st Day Lending & Real Estate
13317 Wardman St, Whittier, CA 90602
5622735215
FHA loan specialists in Whittier, California help homebuyers secure government-insured mortgages with lower down payments and flexible credit requirements. These loans are popular in Los Angeles County due to higher home prices and strict local lending standards. Specialists guide borrowers through California-specific rules like the Homeowner Bill of Rights and mandatory disclosure requirements.
What Does a FHA Loan Specialist in Whittier Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 0.85% depending on the loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price, which for a $600,000 home would be $12,000 to $30,000. These costs vary by lender, property value, and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Whittier California?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, including Whittier, is $1,209,750. This high limit reflects the areas elevated median home prices. Borrowers should confirm current limits with a specialist as they adjust annually.
Do I need a specific license to be an FHA loan specialist in California?
Yes, FHA loan specialists in California must hold a valid Mortgage Loan Originator license from the California Department of Financial Protection and Innovation. They also must complete continuing education on state and federal lending laws each year.
Can I use an FHA loan for a fixer-upper home in Whittier?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation of a home in Whittier. This program requires a specialist who understands California contractor licensing and local permit rules. The loan amount is based on the property value after repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.