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Browse fha loan specialists serving Covington, Georgia. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Covington, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 9 fha loan specialists in Covington, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3138 U.S.278 NW Suite B, Covington, GA 30014
7707862472
Trinity Mortgage & Financial Group, LLC
1111 Reynolds St SW, Covington, GA 30014
7707889921
1st Franklin Financial
6163 US-278, Covington, GA 30014
7707873325
Element Home Loans a division of NFM Inc.
1108 Clark St SW, Covington, GA 30014
8553536368
Credit Central
3183 Elm St NE, Covington, GA 30014
7707864064
Heights Finance
5131 U.S.278 NW, Covington, GA 30014
7707875320
Sunset Finance of Covington
6263 US-278, Covington, GA 30014
7707878847
OneMain Financial
11170 GA-142, Covington, GA 30014
7707863473
Integrity Lending Services, Inc
7211 Hwy 278 NE, Covington, GA 30014
7705242189
An FHA loan specialist in Covington, Georgia helps home buyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. In Georgia, FHA loans require a minimum down payment of 3.5 percent and must meet the county-specific loan limits set by the FHA for Newton County. Local specialists can guide you through the state-specific closing process and property eligibility rules.
What Does a FHA Loan Specialist in Covington Cost?
Typical costs for an FHA loan in Covington include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Georgia usually range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700, title insurance, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Covington, Georgia?
For 2025, the FHA loan limit for a single-family home in Newton County, including Covington, is $498,257. This amount applies to most areas and is adjusted annually based on local median home prices.
Can I use an FHA loan for a fixer-upper in Covington?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation of a home in Covington. You must use an FHA-approved lender and the property must meet FHA minimum property standards after repairs.
What credit score do I need for an FHA loan in Georgia?
FHA loans generally require a minimum credit score of 580 for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment, though many Georgia lenders set their own higher minimums.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.