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Find FHA Loan Specialists in Covington, GA

Compare fha loan specialists in Covington. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Covington, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 9 fha loan specialists in Covington, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3138 U.S.278 NW Suite B, Covington, GA 30014
(770) 786-2472 loansbyworld.com
Trinity Mortgage & Financial Group, LLC
1111 Reynolds St SW, Covington, GA 30014
(770) 788-9921 trinitymortgage.org
1st Franklin Financial
6163 US-278, Covington, GA 30014
(770) 787-3325 1ffc.com
Element Home Loans a division of NFM Inc.
1108 Clark St SW, Covington, GA 30014
(855) 353-6368 ellismortgageteam.com
Credit Central
3183 Elm St NE, Covington, GA 30014
(770) 786-4064 creditcentralllc.com
Heights Finance
5131 U.S.278 NW, Covington, GA 30014
(770) 787-5320 heightsfinance.com
Sunset Finance of Covington
6263 US-278, Covington, GA 30014
(770) 787-8847 sunsetfinance.net
OneMain Financial
11170 GA-142, Covington, GA 30014
(770) 786-3473 onemainfinancial.com
Integrity Lending Services, Inc
7211 Hwy 278 NE, Covington, GA 30014
(770) 524-2189 integritylending.net

What Does a FHA Loan Specialist in Covington Cost?

Typical costs for an FHA loan in Covington include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Georgia usually range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700, title insurance, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Covington, Georgia?
For 2025, the FHA loan limit for a single-family home in Newton County, including Covington, is $498,257. This amount applies to most areas and is adjusted annually based on local median home prices.
Can I use an FHA loan for a fixer-upper in Covington?
Yes, the FHA 203(k) loan allows you to finance both the purchase and renovation of a home in Covington. You must use an FHA-approved lender and the property must meet FHA minimum property standards after repairs.

FHA Loan Specialists in Other Georgia Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Georgia.

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