Find FHA Loan Specialists in Cumming, GA
Compare fha loan specialists in Cumming. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 17 fha loan specialists in Cumming, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Cumming Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees can vary from $500 to $1,500. This information is for general educational purposes and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Cumming Georgia?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Your FHA specialist can review your specific situation.
What are the FHA loan limits for Forsyth County Georgia?
For 2025 the FHA loan limit for a single family home in Forsyth County is $498,257. This limit is adjusted annually by the Department of Housing and Urban Development. Higher limits apply for duplexes triplexes and fourplex properties.
How long does it take to close an FHA loan in Georgia?
A typical FHA loan closing in Georgia takes 30 to 45 days from application to closing. Georgia law requires a 7 day right of rescission for refinances but not for purchase loans. Delays can occur if appraisal issues or documentation problems arise.