FHA Loan Specialists in East Point, GA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.

Showing 2 fha loan specialists in East Point, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Coby Pegues - UHome Mortgage

3401 Norman Berry Dr STE 257 A, East Point, GA 30344

(404) 919-5533 uhomemortgage.com

MoneyGirl® Lender

3465 N Desert Dr Suite 4451, East Point, GA 30344

(470) 785-9606 moneygirllender.com

FHA loan specialists in East Point, Georgia help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in the Atlanta metro area due to flexible credit score requirements. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.

What Does a FHA Loan Specialist in East Point Cost?

Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in East Point range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees (around $500 to $700), and title insurance are additional. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in East Point?

The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify but require a 10 percent down payment. Each lender may set their own requirements above this floor.

Are there specific FHA loan limits for East Point Georgia?

Yes, FHA loan limits vary by county. For Fulton County which includes East Point, the 2024 limit for a single-family home is $498,257. High-cost area adjustments may apply in certain parts of the county.

FHA Loan Specialists in Other Georgia Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Georgia.

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