Compare FHA Loan Specialists in Fayetteville, GA
Directory of fha loan specialists in Fayetteville, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 10 fha loan specialists in Fayetteville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Fayetteville Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 1.05 percent depending on loan term and down payment. Closing costs in Fayetteville usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Fayetteville?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Georgia lenders may have slightly higher overlays, so check with a local specialist.
Are there property condition requirements for FHA loans in Georgia?
Yes, FHA requires an appraisal by an approved appraiser to ensure the property meets minimum health and safety standards. In Georgia, this includes checking for structural issues, lead paint, and adequate roofing. The property must also be the borrower's primary residence.