Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 16 fha loan specialists in Gainesville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestar Financial Corporation
332 Washington St NW, Gainesville, GA 30501
7705030380
Sunset Finance of Gainesville
125 John W Morrow Jr Pkwy, Gainesville, GA 30501
7705358310
Southern Finance Company
199 John W Morrow Jr Pkwy # E, Gainesville, GA 30501
7705345026
Hughs Mortgage Resources Inc
3109 Marthasville Ct, Gainesville, GA 30506
7706547608
Duncan Home Team @ Fairway Mortgage
100 Main St SW, Gainesville, GA 30501
6789977181
1st Truitt Financial
100 Main St SW Suite 116, Gainesville, GA 30501
7705257114
Main Street Finance Company
635 Main St SW, Gainesville, GA 30501
7705345371
Nancy Day - Ameris Bank Mortgage
854 Washington St NW, Gainesville, GA 30501
6786794221
Gina Herron
340 Jesse Jewell Pkwy Suite 115, Gainesville, GA 30501
6785263563
Mike Emanuel NMLS 1540174 - Elite Synergy Mortgage
340 Jesse Jewell Pkwy Suite 115-A, Gainesville, GA 30501
4043882113
CTC Mortgage - Georgia
3007 Scarlet Oak Ln, Gainesville, GA 30504
7702357988
Dawn Mumpower - Regions Mortgage Loan Officer
3458 Mundy Mill Rd, Gainesville, GA 30507
7706544195
Homestar Financial Corporation
848 Jesse Jewell Pkwy, Gainesville, GA 30501
4702532796
Elite Synergy Mortgage
340 Jesse Jewell Pkwy Suite 115-A, Gainesville, GA 30501
6786605100
Cardinal Mortgage
3839 Chestatee Cut Off, Gainesville, GA 30506
7702976424
Julio Hernandez Home Loans
3306 Donna Way, Gainesville, GA 30504
4046974038
What Does a FHA Loan Specialist in Gainesville Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Gainesville average 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Gainesville?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
How long does an FHA loan approval take in Georgia?
FHA loan approval in Georgia typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Georgia law requires a three-day right of rescission for most refinances.
Are there income limits for FHA loans in Gainesville?
FHA loans do not have income limits, but borrowers must show stable employment and sufficient income to cover the mortgage payment. The loan amount is capped by FHA county loan limits, which for Hall County in 2024 are up to 498,257 for a single-family home.