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Browse fha loan specialists serving Grayson, Georgia. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Grayson, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Grayson, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1911 Grayson Hwy #19, Grayson, GA 30017
7709631841
Jeffrey White - Mortgage Loan Originator
414 Pine Grove Ave, Grayson, GA 30017
4046440838
Chase Home Lending
1870 Grayson Hwy, Grayson, GA 30017
9098278211
FHA loan specialists in Grayson, Georgia help homebuyers secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit standards, making them popular in the Atlanta metro area. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance, ensuring you work with a regulated professional.
What Does a FHA Loan Specialist in Grayson Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in the Grayson area generally range from 2 to 5 percent of the purchase price, including lender fees, title insurance, and appraisal costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Grayson do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets Georgia state lending regulations.
What are the FHA loan limits for Grayson, Georgia?
FHA loan limits vary by county. For Gwinnett County, where Grayson is located, the 2025 FHA loan limit for a single-family home is typically around $498,257 for standard loans. Higher limits may apply in high-cost areas. Your specialist can confirm the current limit for your specific property.
How long does it take to get an FHA loan in Georgia?
The FHA loan process in Georgia usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review. Georgia law does not set a specific time limit for loan processing, but lenders must provide a Loan Estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.