Find FHA Loan Specialists Near You in Johns Creek, GA
Directory of fha loan specialists in Johns Creek, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 4 fha loan specialists in Johns Creek, GA
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What Does a FHA Loan Specialist in Johns Creek Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Johns Creek generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), credit report fees, and title insurance. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in Johns Creek?
The standard FHA down payment is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is required. These requirements apply uniformly across Georgia, including Johns Creek.
Are there specific property requirements for FHA loans in Georgia?
Yes, FHA loans require that the property meets minimum property standards as set by HUD. In Georgia, this includes a satisfactory appraisal and inspection for safety, security, and soundness. The property must also be the borrower's primary residence.
How do Georgia FHA loan limits affect borrowers in Johns Creek?
FHA loan limits vary by county. For Fulton County, which includes Johns Creek, the 2024 FHA loan limit for a single-family home is typically around $498,257 for a standard loan. Higher limits apply for duplexes and multi-unit properties. A specialist can confirm current limits.