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Showing 2 fha loan specialists in Lithonia, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
6116 Covington Hwy #C, Lithonia, GA 30058
7705930300
LSH Home Loans LLC
2361 Dekalb Medical Pkwy Ste 101, Lithonia, GA 30058
7704802283
What Does a FHA Loan Specialist in Lithonia Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Lithonia?
An FHA loan specialist is a mortgage professional who helps borrowers apply for loans insured by the Federal Housing Administration. They can assist with pre-approval, documentation, and closing in Lithonia.
What are the FHA loan limits for Lithonia Georgia?
For 2024, the FHA loan limit for a single-family home in DeKalb County is $498,257. This limit may change annually based on the local housing market.
Do I need a special license to offer FHA loans in Georgia?
Yes. Loan originators in Georgia must hold a valid license from the Georgia Department of Banking and Finance. They must also complete annual continuing education on federal and state laws.