Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 6 fha loan specialists in Milton, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage Milton
12620 Crabapple Rd Building F, Suite 201, Milton, GA 30004
7709936444
Kristy Ragsdale - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
7706524727
Joy Brown - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
7708276746
Jan Wagner - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
6785251486
Shachi Bhardwaj - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
6785957904
Shawn Stufflebeam - BankSouth Mortgage Loan Officer
12620 Crabapple Rd Bldg. F, Ste. 201, Milton, GA 30004
6784582316
What Does a FHA Loan Specialist in Milton Cost?
FHA loan costs in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs typically range from 2 to 5 percent of the purchase price. For a $300,000 home, this means $6,000 to $15,000 in closing costs plus the upfront MIP. These costs vary by lender and loan specifics. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Milton Georgia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Georgia does not have additional state credit score requirements beyond federal FHA rules.
Are there specific property requirements for FHA loans in Georgia?
Yes, FHA loans require the property to meet minimum safety and livability standards. In Georgia, the property must also pass a termite inspection. The home must be your primary residence and located within FHA loan limits for Fulton County.
How long does the FHA loan process take in Milton Georgia?
The typical FHA loan process takes 30 to 45 days from application to closing. Georgia law requires a three-day right of rescission period after signing loan documents. Delays can occur if the property needs repairs to meet FHA standards.