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Directory of fha loan specialists in Monroe, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Monroe, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Monroe, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JP Poreba - Fairway Home Mortgage
301 S Broad St, Monroe, GA 30655
7722148998
Element Home Loans: The DeAnn Ellis Team
120 2nd St Suite 101, Monroe, GA 30655
8553536368
Southeast Mortgage
155 Bankers Blvd Suite F100, Monroe, GA 30655
7702790222
FHA loan specialists in Monroe, Georgia help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Working with a local specialist familiar with Walton County property values and appraisal guidelines can streamline the approval process.
What Does a FHA Loan Specialist in Monroe Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and title insurance. These costs vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Monroe Georgia?
For 2025, the FHA loan limit for a single-family home in Walton County is $498,257. This limit applies to most standard FHA loans and may be higher for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Georgia?
Yes, all mortgage loan originators in Georgia must hold a valid license from the Georgia Department of Banking and Finance. They must also complete annual continuing education and pass a background check.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.