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Directory of fha loan specialists in Pooler, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Pooler, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Pooler, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
119 US-80, Pooler, GA 31322
9127482669
Dave Brawn - Ameris Bank Mortgage
140 Towne Center Blvd, Pooler, GA 31322
9126751890
First Bank Mortgage
138 Canal St STE 204, Pooler, GA 31322
9123309115
FHA loan specialists in Pooler Georgia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in the Savannah area because they require lower down payments and have flexible credit guidelines. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance which ensures they meet state standards.
What Does a FHA Loan Specialist in Pooler Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Pooler usually range from 3 to 5 percent of the purchase price which covers appraisal title insurance and lender fees. Your specific costs will vary based on loan size credit profile and the lender you choose. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pooler Georgia?
For 2025 the FHA loan limit for a single family home in Chatham County is $498,257. This limit applies to most areas in Pooler and can be higher for duplexes or triplexes. Check with a local specialist for the exact amount based on your property type.
What credit score do I need for an FHA loan in Georgia?
You generally need a minimum credit score of 580 to qualify for the 3.5 percent down payment option. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have slightly different requirements.
How long does it take to close an FHA loan in Pooler?
The typical FHA loan closing process in Georgia takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Your loan specialist will provide a timeline based on your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.