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Compare fha loan specialists in Rincon. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Rincon, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Rincon, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Savannah River Mortgage Inc
613 Towne Park Dr W #104, Rincon, GA 31326
9128264600
Valor Home Mortgage
116 Red Bluff Cir, Rincon, GA 31326
6784880608
Lending Lambert Team with Edge Home Finance
100 Cottonwood Dr, Rincon, GA 31326
3367073404
An FHA loan specialist in Rincon Georgia helps homebuyers navigate government backed mortgages with lower down payment requirements. These specialists understand local property values in Effingham County and can guide you through Georgia specific closing cost regulations. FHA loans are popular in Rincon for first time buyers and those with less than perfect credit.
What Does a FHA Loan Specialist in Rincon Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Rincon generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rincon Georgia?
For 2024 the FHA loan limit for a single family home in Effingham County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the area.
What credit score do I need for an FHA loan in Georgia?
You generally need a credit score of at least 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent.
Are there Georgia specific requirements for FHA loans?
Georgia law requires all FHA loans to include a standard security deed and a note that complies with state statutes. Your specialist will also ensure the property meets HUD minimum property standards for safety and soundness.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.