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Showing 4 fha loan specialists in Union City, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4720 Jonesboro Rd STE 15, Union City, GA 30291
7703062812
Integrity Mortgage Funding
4405 Mall Blvd, Union City, GA 30291
8003216956
Truist
4601 Jonesboro Rd, Union City, GA 30291
7702823093
Chase Mortgage
4550 Jonesboro Rd, Union City, GA 30291
7703064426
What Does a FHA Loan Specialist in Union City Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Union City usually range from 3 to 6 percent of the purchase price. Appraisal fees are around 400 to 700 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Union City Georgia?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment. Lenders in Georgia may have overlays that require higher scores.
Are there any Georgia-specific rules for FHA loans?
Georgia law does not impose additional FHA loan requirements beyond federal guidelines. However, Georgia has specific foreclosure and homestead exemption laws that may affect your property. Your specialist can explain how these local laws impact your loan.
How long does the FHA loan process take in Union City?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Georgia law requires a three-day right of rescission for refinances.