Find FHA Loan Specialists Near You in Boise, ID
Directory of fha loan specialists in Boise, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 13 fha loan specialists in Boise, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Boise Cost?
Typical costs for an FHA loan in Idaho include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Boise usually range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and title fees. Lender origination fees vary by company. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Boise do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand Idaho specific requirements such as property condition standards and local appraisal rules. They also assist with documentation for FHA programs like the 203k renovation loan.
What are the FHA loan limits for Boise Idaho in 2025?
For 2025 the FHA loan limit for Ada County including Boise is $498,257 for a single family home. Higher limits apply for duplex triplex and fourplex properties. These limits are set by HUD and updated annually based on local median home prices.
Do I need a special license to be an FHA loan specialist in Idaho?
In Idaho mortgage loan originators must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also complete pre licensing education and pass a background check. FHA loan specialists do not need a separate FHA license but must work for an FHA approved lender.