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Browse fha loan specialists serving Boise, Idaho. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Boise, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 13 fha loan specialists in Boise, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7639 W Riverside Dr Suite 100, Boise, ID 83714
2083338220
PrimeLending, A PlainsCapital Company - Downtown Boise
950 W Bannock St #420, Boise, ID 83702
2085766981
Guild Mortgage - Terry Heffner
1556 S Timesquare Ln Suite 200, Boise, ID 83709
2089013540
The Smith Team at CrossCountry Mortgage
12639 W Explorer Dr #175, Boise, ID 83713
2085635588
Shayn D Carlson NMLS#76695 | Fairway Home Mortgage NMLS #2289
7639 W Riverside Dr Suite 100, Boise, ID 83714
2088664515
Josh D Murphy | Fairway Independent Mortgage Corporation Branch Manager
7639 W Riverside Dr Suite 100, Boise, ID 83714
2082838721
PACFI Home Loans
10332 W Ustick Rd, Boise, ID 83704
2088070370
Bluebird Home Loans
616 S Americana Blvd, Boise, ID 83702
8774821874
Home Loans | Tucker Team | Benchmark Mortgage
2535 W State St, Boise, ID 83702
2082871705
Guild Mortgage - Kim Stastny
1211 W Myrtle St #380, Boise, ID 83702
2083338150
Jason Hennemuth - Powered by Future Mortgage
1401 S Robert St Suite 208, Boise, ID 83705
8587527983
Amy Wirshing, NMLS:302440, Union Home Mortgage
950 W Bannock St Suite 450, Boise, ID 83702
2087614611
Natalie Chatfield at Rate (NMLS #1553553)
950 W Bannock St Suite 1100 Office 1138, Boise, ID 83702
2084252338
An FHA loan specialist in Boise Idaho helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Idaho due to lower down payment requirements and flexible credit guidelines. Local specialists understand Boise market conditions and Idaho specific property eligibility rules.
What Does a FHA Loan Specialist in Boise Cost?
Typical costs for an FHA loan in Idaho include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Boise usually range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and title fees. Lender origination fees vary by company. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Boise do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand Idaho specific requirements such as property condition standards and local appraisal rules. They also assist with documentation for FHA programs like the 203k renovation loan.
What are the FHA loan limits for Boise Idaho in 2025?
For 2025 the FHA loan limit for Ada County including Boise is $498,257 for a single family home. Higher limits apply for duplex triplex and fourplex properties. These limits are set by HUD and updated annually based on local median home prices.
Do I need a special license to be an FHA loan specialist in Idaho?
In Idaho mortgage loan originators must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also complete pre licensing education and pass a background check. FHA loan specialists do not need a separate FHA license but must work for an FHA approved lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.