Compare FHA Loan Specialists in Chubbuck, ID
Browse fha loan specialists serving Chubbuck, Idaho. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 4 fha loan specialists in Chubbuck, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Chubbuck Cost?
Typical costs for an FHA loan in Idaho include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Chubbuck range from 3,000 to 8,000 dollars depending on the lender and property. Appraisal fees are usually 400 to 700 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Chubbuck Idaho?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your credit score income and debt to ensure you meet FHA standards. In Idaho they also help you understand local property tax rates and closing cost rules.
What are the FHA loan limits for Chubbuck Idaho in 2025?
For 2025 the FHA loan limit for a single family home in Bannock County including Chubbuck is 498,257 dollars. This limit applies to standard FHA loans and can change yearly based on median home prices. A specialist can confirm the exact limit when you apply.
Can I use an FHA loan to buy a manufactured home in Chubbuck?
Yes FHA loans cover manufactured homes if they meet HUD requirements. The home must be on a permanent foundation and built after June 15 1976. Idaho also requires the home to be titled as real property for FHA financing.