FHA Loan Specialists in Eagle, ID
Directory of fha loan specialists in Eagle, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 17 fha loan specialists in Eagle, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Eagle Cost?
Typical costs for an FHA loan specialist in Idaho include an origination fee of 1 to 2 percent of the loan amount, plus third party fees for appraisal and credit report. Appraisal fees in Eagle Idaho range from $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Eagle Idaho?
FHA loan limits for Eagle Idaho are based on the county limit for Ada County. In 2025 the single family home limit is $632,900 for high cost areas. Limits are adjusted annually by the Department of Housing and Urban Development.
Do FHA loans require a minimum credit score in Idaho?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Idaho lenders may have additional overlay requirements.
What is the FHA mortgage insurance requirement for Idaho loans?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Borrowers also pay an annual MIP which varies based on loan term and down payment. Idaho law does not change these federal requirements.