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Find FHA Loan Specialists Near You in Indianapolis, IN
Looking for a fha loan specialist in Indianapolis? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Indianapolis, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 20 fha loan specialists in Indianapolis, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MJW Mortgage
8465 Keystone Crossing #145, Indianapolis, IN 46240
3175799483
First Option Mortgage Indianapolis
10475 Crosspoint Blvd Ste 335, Indianapolis, IN 46256
3177139500
1st Signature Lending LLC NMLS 27820
9998 Crosspoint Blvd Suite 250, Indianapolis, IN 46256
3178156060
Approved Mortgage Corporation
333 Alabama St Ste#350, Indianapolis, IN 46204
3178822255
Union Home Mortgage - Indianapolis
9757 Westpoint Dr #450, Indianapolis, IN 46256
4632246655
Gatz-Knight Mortgage Team | Fairway Independent Mortgage Corporation
10401 N Meridian St Ste 160, Indianapolis, IN 46290
3177314760
Silverton Mortgage - Indianapolis
6925 E 96th St #235, Indianapolis, IN 46250
4639004149
Union Home Mortgage
10401 N Meridian St Suite 215, Indianapolis, IN 46290
3176439032
GVC Mortgage, NMLS# 2334
3901 W 86th St, Indianapolis, IN 46268
3175644906
Golden Oak Lending
8606 Allisonville Rd #385, Indianapolis, IN 46250
3177064653
Chapman Mortgage
8001 S Meridian St, Indianapolis, IN 46217
3178832604
Sullivan Home Loans
1222 N Pennsylvania St, Indianapolis, IN 46202
4632712444
Ryan Frantz, Ruoff Mortgage
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240
3175380849
Langdon Mortgage Company, Inc
250 E 96th St #280, Indianapolis, IN 46240
3178442250
Mark Hardin, Central Indiana | Ruoff Mortgage
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240
3174500779
Verity Mortgage - Indiana
5633 S Meridian St, Indianapolis, IN 46217
3175070911
Indy Mortgage Team
4770 S Emerson Ave, Indianapolis, IN 46203
3173533677
Dan Nicholas, Ruoff Mortgage
8355 Rockville Rd Suite 200, Indianapolis, IN 46234
3174140470
Angie Robbins, Ruoff Mortgage
8355 Rockville Rd Suite 200, Indianapolis, IN 46234
5744576230
Guild Mortgage - Richard Breedon
9100 Purdue Rd Suite 201, Indianapolis, IN 46268
3175856976
An FHA loan specialist in Indianapolis helps borrowers navigate Federal Housing Administration insured loans. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. These specialists can guide you through FHA requirements, including the 3.5 percent minimum down payment and property condition standards specific to Marion County.
What Does a FHA Loan Specialist in Indianapolis Cost?
Typical costs for an FHA loan specialist in Indianapolis include an origination fee of 1 percent of the loan amount, which on a $250,000 loan equals $2,500. The upfront mortgage insurance premium is 1.75 percent of the loan, and annual mortgage insurance ranges from 0.45 to 1.05 percent. Appraisal fees in Indiana average $500 to $700. Costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score for an FHA loan in Indianapolis?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have overlays requiring higher scores.
Are there Indiana-specific FHA loan limits for Indianapolis?
Yes, FHA loan limits vary by county. For 2025, the FHA loan limit for a single-family home in Marion County is $498,257. This limit applies to most areas in Indianapolis and is updated annually by HUD.
What documents do I need for an FHA loan application in Indiana?
You need pay stubs from the last 30 days, two years of W-2s and tax returns, bank statements for the last two months, and a valid photo ID. Indiana law also requires proof of residency for certain down payment assistance programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.