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Find FHA Loan Specialists Near You in Merrillville, IN

Directory of fha loan specialists in Merrillville, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Merrillville, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 10 fha loan specialists in Merrillville, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SouthShore Region Mortgage Group
9120 Connecticut St Suite E, Merrillville, IN 46410
2192378026
Guild Mortgage Company
9215 Broadway, Merrillville, IN 46410
2192132001
Angela Dulla - Mortgage Consultant
4921 E 81st Ave, Merrillville, IN 46410
2193073639
Wendy Krischke at CrossCountry Mortgage
233 E 84th Dr Suite 205, Merrillville, IN 46410
2192401116
Guild Mortgage - Jennifer Mantai
9215 Broadway, Merrillville, IN 46410
2196138036
Insight Mortgage
8101 Polo Club Dr, Merrillville, IN 46410
2197939999
Craig Pace
233 E 84th Dr Suite 205, Merrillville, IN 46410
2197430562
Tony Predey - Gold Star Mortgage Financial Group - What Do You Qualify For?
4921 E 81st Ave, Merrillville, IN 46410
6309911715
The Wendy Krischke Team at CrossCountry Mortgage
233 E 84th Dr Suite 205, Merrillville, IN 46410
2197509591
Connie Weil
9215 Broadway, Merrillville, IN 46410
2198086582

An FHA loan specialist in Merrillville, Indiana helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Merrillville residents benefit from local specialists who understand Lake County property values and HUD guidelines.

What Does a FHA Loan Specialist in Merrillville Cost?

Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Merrillville generally range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and title insurance of $1,000 to $2,000. Lender origination fees vary by company. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Merrillville?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Indiana lenders follow standard FHA underwriting guidelines.
Are FHA loans only for first-time homebuyers in Indiana?
No, FHA loans are available to repeat buyers as well. There is no Indiana law restricting FHA loans to first-time buyers. However, you must occupy the property as your primary residence.