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Find FHA Loan Specialists Near You in Mishawaka, IN

Compare fha loan specialists in Mishawaka. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 9 fha loan specialists in Mishawaka, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 229-2029 crosscountrymortgage.com
Marty Ferguson - Fairway Independent Mortgage Corporation Mortgage Advisor
12415 McKinley Hwy, Mishawaka, IN 46545
(574) 544-6610
Patrick Guibert - Loan Officer, Fairway Home Mortgage
115 S Main St Suite 205, Mishawaka, IN 46544
(574) 286-2996 fairway.com
Attea Alexander at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(877) 773-1226 atteaalexander.com
GVC Mortgage - South Bend
605 W Edison Rd suite e, Mishawaka, IN 46545
(574) 862-0050 gvcmortgage.com
Jennifer Lehman, CrossCountry Mortgage, LLC
104 W 3rd St, Mishawaka, IN 46544
(574) 238-3941 crosscountrymortgage.com
Amy Houk at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 666-2501 ccm.com
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 378-7068 ccm.com
Ashley Foor - GVC Mortgage South Bend NMLS #1423303
255 E Day Rd, Mishawaka, IN 46545
(574) 339-0745

An FHA loan specialist in Mishawaka Indiana helps borrowers navigate Federal Housing Administration insured loans. These loans are popular for first time homebuyers and those with lower credit scores. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions.

What Does a FHA Loan Specialist in Mishawaka Cost?

Typical costs for an FHA loan specialist in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Origination fees are usually 1 to 2 percent of the loan amount. These costs vary by lender and borrower situation. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum down payment for an FHA loan in Mishawaka?
The FHA requires a minimum down payment of 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.
Are there income limits for FHA loans in Indiana?
Yes FHA loans have income limits that vary by county. In St. Joseph County Indiana the limit for a one unit property is typically around 100,000 dollars. These limits are adjusted annually by HUD.
How long does FHA loan approval take in Mishawaka?
FHA loan approval usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Indiana law requires a 7 day right of rescission for refinances.

FHA Loan Specialists in Other Indiana Cities

Anderson · Avon · Bloomington · Brownsburg · Carmel · Chesterton · Clarksville · Crown Point · Dyer · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Indiana.

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