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FHA Loan Specialists in Westfield, IN

Browse fha loan specialists serving Westfield, Indiana. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Westfield, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 6 fha loan specialists in Westfield, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carrington Mortgage Service
2100 E 196th St Ste 100 and 200, Westfield, IN 46074
8005614567
Chase Home Lending
3603 IN-32, Westfield, IN 46074
2013323805
PNC Mortgage
3267 IN-32, Westfield, IN 46074
3178962584
Patriot Mortgage Group
1380 Trifecta Way, Westfield, IN 46074
3174847621
Fifth Third Mortgage - Jennifer Riley
3443 IN-32, Westfield, IN 46074
3177706146
Chase Home Lending
250 W 161st St, Westfield, IN 46074
8324433276

An FHA loan specialist in Westfield Indiana helps homebuyers navigate government backed mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit score requirements compared to conventional loans. Indiana law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System and Registry.

What Does a FHA Loan Specialist in Westfield Cost?

Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees appraisal fees and title insurance also apply. These costs vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Westfield Indiana?
For 2025 the FHA loan limit for a single family home in Hamilton County Indiana is 498257 dollars. This limit applies to most areas in the county and may be higher for multi unit properties. Check with a specialist for the most current figures.
Do FHA loans require a specific credit score in Indiana?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have their own overlays that require higher scores.
What is the mortgage insurance requirement for FHA loans in Indiana?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies based on loan term and down payment. For most loans the annual premium is 0.55 percent of the loan balance. This insurance is required for the life of the loan if the down payment is less than 10 percent.