Skip to main content
Home › FHA Loan Specialist › Iowa › Johnston

Compare FHA Loan Specialists in Johnston, IA

Browse fha loan specialists serving Johnston, Iowa. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Johnston, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 5 fha loan specialists in Johnston, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Hayhoe at Community Choice
8404 NW 62nd Ave, Johnston, IA 50131
(515) 850-9011 homeiniowa.com
Premier Lending Alliance, LLC
8831 Thomas Ave, Johnston, IA 50131
(515) 867-2700 premierla.org
Iowa Bankers Mortgage Corporation
8901 Northpark Dr, Johnston, IA 50131
(515) 286-4300 ibmc.com
Bank Iowa - Home Mortgage Lender - Johnston
5580 Merle Hay Rd, Johnston, IA 50131
(515) 226-2421 nam11.safelinks.protection.outlook.com
Kathy Demsky-Mortgage Loan Officer
5401 NW 86th St, Johnston, IA 50131
(515) 635-2376 veridiancu.org

FHA loan specialists in Johnston, Iowa help borrowers secure government-backed mortgages with lower down payments. These loans are popular in the Des Moines metro area for first-time homebuyers. Iowa law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Johnston Cost?

Typical costs for an FHA loan in Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Johnston usually range from 2 to 5 percent of the purchase price. Lender fees vary, so compare multiple specialists. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Johnston do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand Iowa-specific requirements, such as property condition standards and local appraisal rules.
What are the FHA loan limits in Johnston Iowa?
For 2025, the FHA loan limit for a single-family home in Polk County, including Johnston, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
How long does an FHA loan take to close in Iowa?
FHA loans in Iowa typically close in 30 to 45 days. Delays can occur if the property needs repairs required by the FHA appraisal. Your specialist will help you meet all deadlines.

FHA Loan Specialists in Other Iowa Cities

Ames · Ankeny · Asbury · Bettendorf · Cedar Falls · Cedar Rapids · Coralville · Council Bluffs · Davenport · Des Moines · Dubuque · Hiawatha · Indianola · Iowa City · Marion

Free • No Obligation

Compare FHA Loan Specialists

Get matched with agents in Johnston who handle your type of case.

Affiliate Form Embed
Replace with iframe/embed code
from your affiliate network
Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Iowa.

Report an error or request listing removal

Email [email protected] — removal requests are typically processed within 7-10 business days.