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Directory of fha loan specialists in Johnston, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Johnston, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 5 fha loan specialists in Johnston, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Hayhoe at Community Choice
8404 NW 62nd Ave, Johnston, IA 50131
5158509011
Premier Lending Alliance, LLC
8831 Thomas Ave, Johnston, IA 50131
5158672700
Iowa Bankers Mortgage Corporation
8901 Northpark Dr, Johnston, IA 50131
5152864300
Bank Iowa - Home Mortgage Lender - Johnston
5580 Merle Hay Rd, Johnston, IA 50131
5152262421
Kathy Demsky-Mortgage Loan Officer
5401 NW 86th St, Johnston, IA 50131
5156352376
FHA loan specialists in Johnston, Iowa help borrowers secure government-backed mortgages with lower down payments. These loans are popular in the Des Moines metro area for first-time homebuyers. Iowa law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Johnston Cost?
Typical costs for an FHA loan in Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Johnston usually range from 2 to 5 percent of the purchase price. Lender fees vary, so compare multiple specialists. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Johnston do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand Iowa-specific requirements, such as property condition standards and local appraisal rules.
What are the FHA loan limits in Johnston Iowa?
For 2025, the FHA loan limit for a single-family home in Polk County, including Johnston, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.