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Compare fha loan specialists in Apple Valley. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 11 fha loan specialists in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lynne Violett - Movement Mortgage
7300 147th St W STE 402, Apple Valley, MN 55124
9522205728
Bell Bank Mortgage, Cindy Zemien
15322 Galaxie Ave Suite 112, Apple Valley, MN 55124
9529055563
Tom Smith Powered by Society Mortgage
7300 147th St W Suite 201, Apple Valley, MN 55124
6123867672
Sheryl Nelson | Mortgage Loan Officer | Home Mortgage
15451 Founders Ln, Apple Valley, MN 55124
9522208605
Wings - Mortgage
15025 Glazier Ave, Apple Valley, MN 55124
9529978234
Bell Bank Mortgage, Joe Zemien
15322 Galaxie Ave Suite 112, Apple Valley, MN 55124
9529055589
US Bank Mortgage
15025 Garrett Ave #201, Apple Valley, MN 55124
8008722657
Dan Karnowski-U.S. Bank Mortgage
15025 Garrett Ave, Apple Valley, MN 55124
9522083218
Steve J Walkowiak - Chase Home Lending Advisor - NMLS ID 400842
15103 Cedar Ave, Apple Valley, MN 55124
9522379936
Ken Lahr Powered by Society Mortgage
7300 147th St W Suite 201, Apple Valley, MN 55124
9522509983
Andy Zweber, Wings Financial - Mortgage
15025 Glazier Ave, Apple Valley, MN 55124
9529978380
FHA loan specialists in Apple Valley, Minnesota help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce. These specialists guide clients through the FHA approval process, including property appraisals and debt-to-income ratio calculations specific to the state.
What Does a FHA Loan Specialist in Apple Valley Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Apple Valley generally range from 2 to 5 percent of the purchase price, including appraisal fees of $400 to $700 and title insurance. These figures are estimates and vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Apple Valley?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. The property must meet FHA safety and appraisal standards.
How long does FHA loan processing take in Minnesota?
Typical processing takes 30 to 45 days from application to closing. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Delays can occur if additional documentation is needed.
Are there Minnesota-specific FHA loan limits for Apple Valley?
Yes, FHA loan limits vary by county. For Dakota County, which includes Apple Valley, the 2024 limit for a single-family home is $498,257. Higher limits apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.