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Find FHA Loan Specialists Near You in Brooklyn Center, MN
Browse fha loan specialists serving Brooklyn Center, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated June 2026
Brooklyn Center, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 2 fha loan specialists in Brooklyn Center, MN
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An FHA loan specialist in Brooklyn Center, Minnesota can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce, ensuring a standard of professionalism and consumer protection.
What Does a FHA Loan Specialist in Brooklyn Center Cost?
Typical costs for an FHA loan specialist in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Origination fees from lenders range from 0.5 to 1.0 percent of the loan amount. Appraisal fees are usually $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and how does it work in Brooklyn Center?
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. In Brooklyn Center, these loans allow for a down payment as low as 3.5 percent and have flexible credit requirements. The loan must be used for a primary residence and meet FHA property standards.
What are the minimum credit score requirements for an FHA loan in Minnesota?
For FHA loans in Minnesota, the minimum credit score is typically 580 for a 3.5 percent down payment. If your credit score is between 500 and 579, you may still qualify but need a 10 percent down payment. Each lender may have additional requirements.
Are there specific FHA loan limits for Brooklyn Center or Hennepin County?
Yes, FHA loan limits vary by county. For Hennepin County in 2024, the standard FHA loan limit for a single-family home is $498,257. Higher limits apply for multi-unit properties. These limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Minnesota.