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FHA Loan Specialists in Chaska, MN

Compare fha loan specialists in Chaska. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Chaska, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 fha loan specialists in Chaska, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Tanya Olson
121 3rd St W, Chaska, MN 55318
9522397454
New American Funding - Noel Stiller
121 W 3rd St, Chaska, MN 55318
6129878687
Chase Home Lending
3235 Chaska Blvd, Chaska, MN 55318
8185187850

FHA loan specialists in Chaska, Minnesota help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce. Working with a local specialist can streamline the process for Chaska residents buying homes in Carver County.

What Does a FHA Loan Specialist in Chaska Cost?

Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance, depending on the loan term and down payment. Lender origination fees usually range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in the Chaska area typically cost 400 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Chaska Minnesota?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance. Properties must meet FHA appraisal standards and be located in an eligible area.
How do I find a licensed FHA loan specialist in Chaska?
You can search the Nationwide Multistate Licensing System (NMLS) database or check the Minnesota Department of Commerce license lookup tool. Look for specialists who are registered as mortgage loan originators in Minnesota and have experience with FHA loans in Carver County.
What is the typical timeline for an FHA loan in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Delays can occur if the property needs repairs to meet FHA standards.