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Compare fha loan specialists in Byram. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Byram, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 fha loan specialists in Byram, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Choice Financial
5795 Terry Rd Ste 311, Byram, MS 39272
6013736115
Regional Homes
5551 I-55, Byram, MS 39272
6013734453
World Finance
7404B S Siwell Rd, Byram, MS 39272
6017487024
Tower Loan
28 Holiday Rambler Ln, Byram, MS 39272
6013465524
OneMain Financial
7282 S Siwell Rd ste d, Byram, MS 39272
6018241101
FHA loan specialists in Byram Mississippi help homebuyers secure government backed mortgages with lower down payments. Mississippi law requires all FHA lenders to be licensed by the Mississippi Department of Banking and Consumer Finance. Byram residents benefit from local specialists who understand HUD guidelines and Mississippi property appraisal rules.
What Does a FHA Loan Specialist in Byram Cost?
Typical costs for FHA loan specialist services in Mississippi include an origination fee of 1% to 1.5% of the loan amount, an upfront mortgage insurance premium of 1.75% of the loan, and annual mortgage insurance of 0.45% to 1.05%. Closing costs in Byram range from 3% to 5% of the purchase price. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Byram Mississippi?
FHA loans require a minimum 3.5% down payment and a credit score of at least 580. Borrowers must also meet Mississippi debt to income ratio limits and the property must pass an FHA appraisal. Mississippi law does not impose additional state specific FHA requirements beyond federal guidelines.
How do I find an FHA loan specialist in Byram?
You can search the HUD lender list for approved FHA lenders in Byram Mississippi. The Mississippi Department of Banking and Consumer Finance also provides a license lookup tool. Ask potential specialists about their experience with Mississippi specific closing procedures and title insurance rules.
What documents do I need for an FHA loan in Mississippi?
You need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and a valid photo ID. Mississippi law requires proof of homeowners insurance and a property survey in some cases. Your specialist will provide a complete checklist based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.